Florida Retirement 

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FRS Retirement Plan Options?

Deferred Retirement Option Program (DROP)?

Florida Capital


W. M. Durham Associates LLC
2010 Raymond Diehl Rd., Ste. 102
Tallahassee, FL 32308
Ph:  850-385-3578
Toll Free:  800-396-3420
Branch Offices

W.M. Durham Associates LLC is not affiliated with or endorsed by the Florida Retirement System (FRS), Department of Management Services Division of Retirement or any other government agency.

W.M. Durham Associates LLC is an independent financial services firm that creates retirement strategies using a variety of investment and insurance products.  Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.  WM Durham Associates LLC nor any of its employees provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.


All material should be regarded as general information.​​