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W.M. Durham Associates LLC

2010 Raymond Diehl Rd., Ste. 102

Tallahassee, FL 32308

Ph:  850-385-3578

Toll Free:  800-396-3420

Fax::  800-372-3220

Email:  info@wmdallc.com

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W.M. Durham Associates LLC is an independent financial services firm that creates retirement strategies using a variety of investment and insurance products.  Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.  WM Durham Associates LLC nor any of its employees provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

 

W.M. Durham Associates LLC is not affiliated with or endorsed by any government agency, including the Florida Retirement System (FRS).

All material should be regarded as general information.​​
 

2019 W.M. Durham Associates LLC

Terms & Conditions

Welcome to W.M. Durham Associates LLC


    These terms and conditions outline the rules and regulations for the use of W.M. Durham Associates LLC's Website.  
     W.M. Durham Associates LLC is located at: 
    2010 Raymond Diehl Rd., Ste. 102 , Tallahassee, Florida - 32308, United States
    
    By accessing this website we assume you accept these terms and conditions in full. Do not continue to use W.M. Durham Associates LLC's website if

    you do not accept all of the terms and conditions stated on this page.


    The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice
    and any or all Agreements: “Client”, “You” and “Your” refers to you, the person accessing this website
    and accepting the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers
    to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client
    or ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake
    the process of our assistance to the Client in the most appropriate manner, whether by formal meetings
    of a fixed duration, or any other means, for the express purpose of meeting the Client’s needs in respect
    of provision of the Company’s stated services/products, in accordance with and subject to, prevailing law
    of the United States. Any use of the above terminology or other words in the singular, plural,
    capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

 

Cookies


    We employ the use of cookies. By using W.M. Durham Associates LLC's website you consent to the use of cookies 
    in accordance with W.M. Durham Associates LLC’s privacy policy.Most of the modern day interactive web sites
    use cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site
    to enable the functionality of this area and ease of use for those people visiting. Some of our 
    affiliate / advertising partners may also use cookies.

 

License


    Unless otherwise stated, W.M. Durham Associates LLC and/or it’s licensors own the intellectual property rights for
    all material on W.M. Durham Associates LLC. All intellectual property rights are reserved. You may view and/or print
    pages from http://wmdallc.com for your own personal use subject to restrictions set in these terms and conditions.
    

        You must not:
    
        Republish material from http://wmdallc.com
        Sell, rent or sub-license material from http://wmdallc.com
        Reproduce, duplicate or copy material from http://wmdallc.com
    
    Redistribute content from W.M. Durham Associates LLC (unless content is specifically made for redistribution).


Hyperlinking to our Content
    
        The following organizations may link to our Web site without prior written approval:
            
            Government agencies;
            Search engines;
            News organizations;
            Online directory distributors when they list us in the directory may link to our Web site in the same
            manner as they hyperlink to the Web sites of other listed businesses; and
            Systemwide Accredited Businesses except soliciting non-profit organizations, charity shopping malls,
            and charity fundraising groups which may not hyperlink to our Web site.
    
        These organizations may link to our home page, to publications or to other Web site information so long
            as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or
            approval of the linking party and its products or services; and (c) fits within the context of the linking
            party's site.
        
        We may consider and approve in our sole discretion other link requests from the following types of organizations:
            
                commonly-known consumer and/or business information sources such as Chambers of Commerce, American
                Automobile Association, AARP and Consumers Union;
                dot.com community sites;
                associations or other groups representing charities, including charity giving sites,
                online directory distributors;
                internet portals;
                accounting, law and consulting firms whose primary clients are businesses; and
                educational institutions and trade associations. 
    
    We will approve link requests from these organizations if we determine that: (a) the link would not reflect
    unfavorably on us or our accredited businesses (for example, trade associations or other organizations
    representing inherently suspect types of business, such as work-at-home opportunities, shall not be allowed
    to link); (b)the organization does not have an unsatisfactory record with us; (c) the benefit to us from
    the visibility associated with the hyperlink outweighs the absence of ; and (d) where the
    link is in the context of general resource information or is otherwise consistent with editorial content
    in a newsletter or similar product furthering the mission of the organization.

    These organizations may link to our home page, to publications or to other Web site information so long as
    the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval
    of the linking party and it products or services; and (c) fits within the context of the linking party's
    site.

    If you are among the organizations listed in paragraph 2 above and are interested in linking to our website,
    you must notify us by sending an e-mail to info@wmdallc.com.
    Please include your name, your organization name, contact information (such as a phone number and/or e-mail
    address) as well as the URL of your site, a list of any URLs from which you intend to link to our Web site,
    and a list of the URL(s) on our site to which you would like to link. Allow 2-3 weeks for a response.

    Approved organizations may hyperlink to our Web site as follows:

    
        By use of our corporate name; or
        By use of the uniform resource locator (Web address) being linked to; or
        By use of any other description of our Web site or material being linked to that makes sense within the
            context and format of content on the linking party's site.
    
    No use of W.M. Durham Associates LLC’s logo or other artwork will be allowed for linking absent a trademark license
    agreement.


Iframes


    Without prior approval and express written permission, you may not create frames around our Web pages or
    use other techniques that alter in any way the visual presentation or appearance of our Web site.


Reservation of Rights


    We reserve the right at any time and in its sole discretion to request that you remove all links or any particular
    link to our Web site. You agree to immediately remove all links to our Web site upon such request. We also
    reserve the right to amend these terms and conditions and its linking policy at any time. By continuing
    to link to our Web site, you agree to be bound to and abide by these linking terms and conditions.


Removal of links from our website


    If you find any link on our Web site or any linked web site objectionable for any reason, you may contact
    us about this. We will consider requests to remove links but will have no obligation to do so or to respond
    directly to you.


    Whilst we endeavor to ensure that the information on this website is correct, we do not warrant its completeness
    or accuracy; nor do we commit to ensuring that the website remains available or that the material on the
    website is kept up to date.


Content Liability


    We shall have no responsibility or liability for any content appearing on your Web site. You agree to indemnify
    and defend us against all claims arising out of or based upon your Website. No link(s) may appear on any
    page on your Web site or within any context containing content or materials that may be interpreted as
    libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or
    other violation of, any third party rights.


Disclaimer


    To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). Nothing in this disclaimer will:
    
    limit or exclude our or your liability for death or personal injury resulting from negligence;
    limit or exclude our or your liability for fraud or fraudulent misrepresentation;
    limit any of our or your liabilities in any way that is not permitted under applicable law; or
    exclude any of our or your liabilities that may not be excluded under applicable law.
    
    The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer: (a)
    are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer or
    in relation to the subject matter of this disclaimer, including liabilities arising in contract, in tort
    (including negligence) and for breach of statutory duty.
    To the extent that the website and the information and services on the website are provided free of charge,
    we will not be liable for any loss or damage of any nature.

    
Contact Information


    If you have any queries regarding any of our terms, please contact us.